Free College Education for Senior Citizen

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     Did you know that if you are 60 or older, you may qualify for a free or reduced rate for tuition at your local campus.  Senior citizens can attend most colleges free of charge or a reduced rate depending on seating availability.  You have to meet the requirements of the college and pay fees,book and educational related expenses.  Some colleges only allow you to audit the classes , whereas others are credit based only.  I am currently working on another blog specific to this post.  I am researching all campuses in each state and I hope to provide you with a comprehensive list of these campuses complete with contact information,  My new blog is at http://www.senioredu.blogspot.com/.   I hope it provides all the information you need to get started today.  College is not only good for the mind, but it is food for the soul.  It is a good way to remain active and productive after retirement.  So please consider calling your local college campus and inquire in financial aid as to your eligibility.  Also, ask your local tax advisor about the Lifetime Learning Credit that is available.

Help with the Water Bill is Harder to Find

With some diligent searching, I was able to find a few sites that offer assistance. Most of my queries turn up suggestion on ways to decrease future water bills, which I will get back to later in this article. First, you could check with the Water Company and see if they offer a hardship plan or a payment plan for arrears. Some states offer assistance, but it is very limited. Next, you should contact your church,, or churches in your area, to see if they have a benevolence fund to assist with utilities. You can also contact the United Way and they can direct you toward organizations that can help. If you are not on a federal assistance program and you can usually meet your monthly payment, you can go to http://www.modestneeds.org/ and fill out an application. They are an organization that helps out those who by unforeseeable circumstances have fallen behind in their bills and just needs a little help to get back on their feet. That have grants up to 1,000.00 available. You can also receive assistance from American Water in the form of hardship grants, monthly service discount, and complimentary water-saving devices along with education on conserving this valuable asset. You can go to there website at http://www.amwater.com/ to see if your in one of the participating states or you can contact their Customer Service Center at 1-866-736-6420 for more information. To learn more about water conservation go to www.epa.gov/watersense. Watersense, which is a partner assistance program sponsored by the EPA, encourages water efficient products bearing the Water Sense label that can save you up to 20% on your water bill. You can also visit http://www.greenerchoices.org/ to get the Green Ratings for the most water efficient appliances.

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