arrears. Some states offer assistance, but it is very limited. Next, you should contact your church,, or churches in your area, to see if they have a benevolence fund to assist with utilities. You can also contact the United Way and they can direct you toward organizations that can help. If you are not on a federal assistance program and you can usually meet your monthly payment, you can go to http://www.modestneeds.org/ and fill out an application. They are an organization that helps out those who by unforeseeable circumstances have fallen behind in their bills and just needs a little help to get back on their feet. That have grants up to 1,000.00 available. You can also receive assistance from American Water in the form of hardship grants, monthly service discount, and complimentary water-saving devices along with education on conserving this valuable asset. You can go to there website at http://www.amwater.com/ to see if your in one of the participating states or you can contact their Customer Service Center at 1-866-736-6420 for more information. To learn more about water conservation go to www.epa.gov/watersense. Watersense, which is a partner assistance program sponsored by the EPA, encourages water efficient products bearing the Water Sense label that can save you up to 20% on your water bill. You can also visit http://www.greenerchoices.org/ to get the Green Ratings for the most water efficient appliances.