Saturday, October 2, 2010

Adaptive Housing Grants for Veterans

Seal of the United States Department of Vetera...Image via Wikipedia     If you are a veteran the US Department of Veteran Affairs has available a Special Adaptive Housing Program to remodel your home to make it accessible for you.  Veterans and service members who have service acquired disabilities may be qualified to receive a grant for construction ,or for the remodel of their existing residence to meet their special needs.  This grant is designed to provide a barrier-free living environment in order for the recipients to enjoy an independent lifestyle that they may not otherwise be capable of acquiring due to disability encumbered during their service.
     There are 2 grant facts sheet that provide
all the specifics of these grants.
1. Grant Fact Sheet A
2. Grant Fact Sheet B
     The VA website has all of the forms, phone numbers, and information available and easy
to locate.  The site is complete with videos of the possible construction and improvements.
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Friday, October 1, 2010

Need Some Costly Repairs to Your Home: Grants Are Available

Central air conditioner unit, from left sideImage via Wikipedia     Are you in the low-income bracket and struggling?  Trying to just keep food on the table, transportation, and a place to live can be a nightmare.  It is interesting that some Americans that never truly understood what actual struggling means have gotten a recent wakeup call during this economy.  You can truly work hard and still get nowhere.  It is frustrating isn't it.  You find many people that just don't care when your luck is down.  When it turns around, you should not forget these times.  They will make you a stronger and wiser person.  There is real help available.  I do not write these things just for the sake of filling space on this page.  You can get these repairs done.  If you truly need them they are available.  I have a family member that right now is in the mist of several crews coming in an evaluating the repairs on their home, to make the necessary repairs and make them energy efficient. 
     In their home there are quite a few repairs that need to be done.  They are probably not going to get them all, but I can tell you that they do have new central and heating unit installed, and that their home as had the necessary repairs to make it energy efficient.  They have went without heating and air for over 2 years now.  Yeah they had the window unit air conditioners that never cooled the home and only ran up the electric bill.  They burnt kerosine in the winter and cut wood to keep warm.  This is now one aspect of their complicated life that is over.  They are not lazy and work where they can, and this is those hard earn tax dollars finally coming back to real people that have paid into the system.  As the repairs continue, I will try to keep you updated.
     Here are some sites to get you going on the right path to recieve aid.  Use this link Community Development Block Grant (CDBG) Programs - CPD - HUD if you live inside the city, and use this link USDA Rural Development-RD Home  if you live outside the city.  You can get repairs on things such as heating and air, well and septic tank, and roof repair.  There are other service available, so make a list, write down everything that you can think of that doesn't work, and you will be prepared when they arrive to make their assessment.  I hope this helps some of you out there.  Keep your head up and hang in there.
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Wednesday, September 22, 2010

Free and Addictive Way to Give

World Food Programme unloads humanitarian aid ...Image via Wikipedia     I often write articles here on how to get things and services at a discount, or for free.  I hope someone has benefited from this site in one way or another.  However, it is better to give than to recieve.  At least, that is what my mom always told me.  Just the other day I  found a cool site that will enable you to donate food just by playing an addictive game.  It is such a win-win situation.  You got to try it.
     There is this site that has actually been around since 2007.  You can go to it and answer simple questions.  For every question that you answer correctly 10 grains of rice is donated to the United Nations World Food Programme by the website!  This is free to do.  You do not have to fill out any forms or register.  All that you have to do is answer the questions.  I just played and I got enough answers correct that the website donated 2400 grains today because of me.  The subject matter that the questions are picked from include English, Math, Algebra, Chemistry, Geography, Foreign Language, and identification of famous works of art.  The money to buy the rice is paid for by the advertisers.  For it, you get smarter.  It will jog your memory thats for sure.  Go to http://www.freerice.com/ and do something good today.  This is such a simple way to give, and I promise you, this will become an addictive pastime for you to improve your grammer.  Pakistan and Haiti need your help today so go online and play.
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Friday, September 10, 2010

Low Cost to Free Travel Ideas

Julie Laipply, Miss Virginia USA 2002Image via Wikipedia      Have you never been able to afford to travel?  Are you just out of high school and want to see the world before college?  Are there circumstances in your life that are bringing you down and you just want to get away?  There is a way to accomplish this without breaking the bank.  A colleague of mine once told me about this girl that he met while traveling in Peru.  Her name is Julie and she has practically travelled the world.  She has a new website, but is not up and running yet.  When it becomes available, I will provide a link.  She has worked her way from country to country staying in hostels and picking up odd jobs along the way.  She is a fascinating young lady.  If she can do it, so can you.
     One organization that will provide you with accommodations and meals in exchange for 5-7 hours of work a day is WWOOF.  You have to save up the money to get to your destination and back, but you can arrange your length of stay free of charge and see the country that you are in while you are there.  You can work locally in the US or internationally.  You can get there, work, site see, and line up another place to see nearby through CouchSurfing.  Go to their website a register, then you can start networking to find your next couch to lay your head on and for how long.  You can network couch to couch as you cross the countryside.
Volunteer through the UN website.  There are 140 countries that you can visit while doing something worthwhile.  They even provide insurance.  Just check their terms of service and sign up today.  You can also volunteer with Habitat for Humanity and help build homes here and abroad.  Habitat for Humanity International runs the Global Village Work Trips program and has affiliates in over 90 countries.  Budget travel bloggers should check out Passports With Purpose where they can use their readership to help out a worth cause.  You can also do walking tours in throughout Europe at http://www.hfholidays.co.uk/about-us/work-us .  Some other places are, of course, the extremes, join the Army or the Peace Corp.
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Wednesday, September 1, 2010

Scrap Soup: An Awesome Money Saver

Made with the leftovers from this BBQ . Fillet...Image via Wikipedia     So you don't like leftovers?  Well I can tell you a way to jazz them up that the whole family will love.  I live on a tight budget these days, and every penny counts.  I clip coupons on a regular basis and proud of it.  I do not plan on sacrificing on quality and sometimes I can be brand specific.  Face it guys, not all brands are equal.  So I buy what I like when it is on sale and I have a coupon for it.  I shop at about 5 different stores and pharmacies that are within a 5 mile radius.  I still have the same quality and specific foods that I have always enjoyed.  Thanks to my frugal grandmother, I have learned to enjoy those same foods for one extra day free.  She taught me how to make a scrap soup with all those leftovers.  Not only do I provide my family with a free meal,  I also don't have cook.  Well I do have to warm supper up.  This meal has turned out to be my families favorite meal of the week.  Sometimes I have winners and sometimes I have losers, but no two are ever alike.
     Here is how to begin.  Invest in some Ziploc or Glad freezer bags.  I usually use the quart size freezer bags, but depending on the size of your family, you can go bigger.  Here is another money saving tip.  My grandmother always washed them out and reuse them again.  Anyway, when dinner is over, you can take the leftovers and place them in the freezer bag.  You can chop or shred any meat that may be left and drained any vegetables before placing them in your bag.  Expel any remaining air out of the bag and place it in the freezer.  Repeat this every night until the bag is full.  On the weekend, empty the bag of food into a large pot or crock-pot and add stock.  I usually go by what I have placed in the bag.  You can use chicken broth, beef broth, or cream of mushroom.  Sometimes you may need to add some veg-all, tomatoes, rice or noodles.  Spice it up!  Use your imagination and you will be amazed at what you can come up with.
    
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Friday, July 30, 2010

Make Some Easy Cash At Home

Icon from Nuvola icon theme for KDE 3.x.Image via Wikipedia
     I thought I would post about this other site I am on because I am enjoying it so much.  I write this blog because I am passionate about the subject and because I am one of those people that have been here.  I have had my ups and downs in the financial world and life has not always been kind to me.  So hopefully someone out there can get some real benefits from some of the sites I list on here.  I have another blog for senior citizens free educational information.  I was happy to learn that seniors can go to school for free in some states because the older you get the more wisdom you have and you are usually better off in life than those starting out.  This is a good time to follow dreams that maybe you had to put on the back burner due to raising a family and providing for them.  Besides this is the time in our life when we really know who we are.  Senior citizens have a lot to offer in experience and life lessons well learned.
     To the point now, if you don't have any work right now or want some extra money then try out this site at Info Barrel .  If you are a blogger you will definitely want to check it out.  If you do go there this is my link referral ID Jacqueline P. Warlick.  If you would like to check out anything that I have written, then just put my members name pwarlick in search.  After that, click on member and you will see my Icon.  Just click it.  I write about certain subjects on here, but I can write about anything on their website.  I love it.  There is a place on your account to list your google adsense ID so you get paid at 75% of what they make on ads.  You can also promote it at She Told Me .  This is a social bookmarking site where you can write scoops about and link to your blog post while earning a 100% adsense revenue.  It is projected to surpass e-how and some like it better than hubpages.  Anyway, I am not trying to sell you on anything, but if you are unemployed and like to write you should check it out.  You can also check out Amazon Mechanical Turks, however I don't make much money on it.  But as for the other, I think that you would really enjoy this site.  If any of you are on here write me back or leave a comment and let me know how you like it.
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Monday, July 26, 2010

Are You a Single Mom in Need of Help?

My photos that have a creative commons license...Image via Wikipedia
     If you find yourself in the position of  trying to raise a child on your own, then you know how difficult life can be and how frustrating the simple things can be when you don't have enough money.  If you are a single mom that in itself makes it much harder.  When you see a single father you think oh this must be a great man raising his children by himself, and then a lot of us assume the mom must be unfit.  With single women we are viewed as having baggage.  The stigma is so unfair for both sexes.  Either way if you are a single mom there are resources out there they can make your life easier.  You can go to http://www.singlemotherhelp.org/ and visit their website and fill out an application for grants and assistance or you can give them call at 1-888-774-7282.  They have an online portal that will direct you to over 20,000 grants available to you.  They have resources that will direct you to financial assistance as well as government aid.  They can direct you to section 8 housing or rental assistance,transportation assistance,child care assistance,WIC/food stamps,  and debt relief.  They steer you towards educational scholarships and well as creating home business ideas.  Another good site packed with resources can be found at http://www.singlemom.com/.  They list lots of great resources from paying for childcare to getting prescriptions filled to financial advice.  They have a financial gifting program where you can read hardship stories and donate money to moms.  They also have a Donate/Swap forum where clothes can be found or swapped as well as a housing forum for sharing homes.  Some other great sites are http://www.singlemomfinancialhelp.com/ and http://www.singlemotherassistance.net/.  I hope these are helpful and if you know of some other helpful sites please a comment.
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